Understanding and Managing Credit
Learn how to develop healthy credit habits and why it matters by exploring these resources:
What You May Want to Know About Credit Cards -
Your Credit Report and Credit Score- Maintained by the Federal Reserve Board, this site provides answers to some of the most common questions about credit.
Obtaining Your Credit Report - The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. This site, maintained by the Federal Trade Commission (FTC), the nation's consumer protection agency, explains your rights under FCRA and how to order your free annual credit report.
Credit Card Calculator - Maintained by Bankrate.com, this free tool allows you to calculate how long it will take to pay off credit card balances using different payment amounts and timelines.