Business Travel Accident Insurance
Faculty and professional staff are eligible for insurance coverage while traveling on pre-approved College business. Please see the Group Business Travel Accident Insurance Summary Plan Description for important information, including information about exclusions and benefit limits.
Please note: Faculty and professional staff are asked to register their foreign travel; please see the Employee Foreign Business Travel web page for information.
Eligibility
Full-time and part-time College faculty and professional staff in active status are eligible for Business Travel Accident Insurance coverage immediately upon hire.
Beneficiary Designation
Each eligible employee may designate his/her beneficiary(ies) for Business Travel Accident Insurance. Unless an employee designates his/her beneficiary in writing and provides such designation to Human Resources, the employee's life insurance beneficiary(ies) will be the beneficiary of Travel Accident Insurance.
Benefits - Full-time Employees
If a full-time College employee dies as a result of a covered accident which occurs while traveling on pre-authorized College business, the employee's beneficiary(ies) will receive a $250,000 benefit from the insurer.
In the event of partial accidental loss, as listed below, in a covered accident, the following benefits, expressed as a percentage of $250,000, will be payable, up to a maximum of $250,000:
Speech and Hearing --- 100%
Speech and one of: Hand, Foot, or Sight of One Eye --- 100%
Hearing and one of: Hand, Foot, or Sight of One Eye --- 100%
Both Hands, Both Feet, or Sight of Both Eyes, or a combination of a Hand, a Foot, or Sight of One Eye --- 100%
One Hand or One Foot or Sight of One Eye --- 50%
Speech or Hearing --- 50%
Thumb and Index Finger of the same Hand --- 25%
Benefits - Part-time Employees
In the event of the death of a part-time College employee as a result of a covered accident while traveling on pre-authorized College business, the employee's beneficiary(ies) will receive $50,000. In the event of a partial loss, as described above, in a covered accident, the benefits above, expressed as a percentage of $50,000, will be payable.
If an eligible employee has multiple losses as the result of one covered accident, he/she will receive the single largest benefit amount applicable to the losses suffered.
This Business Travel Accident Insurance coverage is in addition to, and separate from, any other College-funded life insurance program.
The above represents a summary of this benefit, and restrictions and limitations apply, as outlined in the group insurance policy. Please see the Group Business Travel Accident Insurance Summary Plan Description for important information, including information about exclusions and benefit limits.
